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Understanding Health Savings Accounts

Health savings accounts (HSAs) are tax-preferred savings accounts set up in conjunction with high-deductible health insurance policies that are used to fund qualified medical expenses. Enrollees or their employers make tax-free contributions to an HSA, then use the...

Long-Term Care Insurance: Understand Your Options Before You Buy

With America aging at a rapid pace — and with the average cost of nursing home care continuing to skyrocket — long-term care insurance can be a solid investment for individuals who have assets they want to protect or who want to avoid becoming a financial...

Is a High-Deductible Plan Right for You?

High-deductible health plans (HDHPs) cover a wide range of medical and prescription costs, but only after a steep annual deductible has been paid. HDHPs generally appeal more to healthier people with no chronic ailments that require regular care. HDHPs are often used...

Choosing a Health Insurance Plan

It’s not easy to pick the right health insurance plan. Doing so takes time and research because the stakes are simply too high to just pick the cheapest option and hope for the best. Many employers offer a variety of plan types, including HMO plans, PPO plans,...